Our Services

Life Insurance

  • Life cover
  • Disability
  • Severe illness
  • Funeral cover
  • Temporary income protection
  • Permanent income protection
Life Cover | Genfin Financial Advisors

Estate Planning

Estate planning was created to make sure that your assets is protected when you pass away and sufficient provision is made to pay you liabilities and other costs.

The aim of estate planning is to be sure there is liquidity on your estate and that all the fees, liabilities, etc is paid.

Genfin Financial Advisors | Home Insurance

Retirement Planning

Every South African will one day have to retire. The sooner you start saving for retirement, the greater your maturity value at 65.

You need to keep the consequences of inflation in mind and adjust your monthly contribution regularly accordingly.

Statistics show that only 5% of South Africa’s population can retire normally.

 
 
Retirement planning | Genfin Financial Advisors

Investments & Savings

Investments & Savings

  Investment tips to stay on track:

Building wealth requires time and patience. Here are some tips to keep you on track to achieve your investment goals:

  • Start saving as early as possible for the benefits of compounding.
  • Consider investing as a marathon, not a sprint, and don’t speculate with life savings.
  • Invest in quality; never invest in anything you don’t understand.
  • Diversification is essential and equity exposure is key to growth.
  • Get investment advice from a FAIS-licenced financial advisor rather than go the DIY route.
Savings and Investments

Short Term Insurance

Know what your policy covers:

Paying premiums for your vehicle cover does not necessarily mean your claims will be settled. It is your responsibility to maintain your vehicle and abide by the policy terms and conditions.

To ensure claims are paid in full, your policy should include cover for credit shortfall, as well as financed accessories that may have been added to your insured vehicle. Be sure to disclose all the relevant details to the insurer and do not misrepresent facts.

If there are important changes that can influence the contractual agreement between you and the insurer, you will need to inform the insurer, or they may reject your claim.

Short Term Insurance

Medical Aid & Gap Cover

Is your pocket feeling the annual increase in medical aid cover? Here are ways to make your medical aid and savings last longer.

Schedule your consultations with network approved medical professionals and pharmacies, and visit your General Practitioner before going directly to a specialist. By using medication from your scheme’s medicine list you can avoid co-payments. Also consider using generic medication when filling prescriptions.

It’s also prudent to understand how the benefits and components of your medical aid work and what they cover. A financial advisor can help you choose a plan that best meets your needs.

 
 
Medical Aid | Genfin Financial Advisors

Wills & Trusts

To have a will in place is one of the precious gifts you can give your loved ones.

If you die without leaving a valid will, your estate will devolve according to the Intestate Succession Act, 1987 (Act 81 of 1987). This means that your estate will be divided among your surviving spouse, children, parents or siblings according to a set formula.

Are you covered? | Genfin Financial Advisors